{"id":2438,"date":"2024-05-20T02:27:33","date_gmt":"2024-05-20T02:27:33","guid":{"rendered":"https:\/\/nfc-readers.com\/?p=2438"},"modified":"2024-05-20T02:27:33","modified_gmt":"2024-05-20T02:27:33","slug":"what-are-the-security-protocols-in-place-for-nfc-transactions","status":"publish","type":"post","link":"https:\/\/nfc-readers.com\/bs\/what-are-the-security-protocols-in-place-for-nfc-transactions\/","title":{"rendered":"Koji su sigurnosni protokoli na snazi za NFC transakcije?"},"content":{"rendered":"<div class=\"auto-hide-last-sibling-br paragraph_4183d\">U digitalnoj eri u kojoj se finansijske transakcije prete\u017eno obavljaju elektronskim putem, Near Field Communication (NFC) <a href=\"https:\/\/nfc-readers.com\/bs\/ic-reader\/cr100-bluetooth-emv-nfc-reader-writer\/\">sistemi pla\u0107anja<\/a> isti\u010du se po svojoj pogodnosti. Me\u0111utim, prakti\u010dnost NFC pla\u0107anja donosi zna\u010dajne sigurnosne izazove. Kako bi se ovo rije\u0161ilo, NFC pla\u0107anja su opremljena paketom naprednih sigurnosnih protokola koji imaju za cilj za\u0161titu finansijskih transakcija i sprje\u010davanje neovla\u0161tenog pristupa. Ovaj \u010dlanak istra\u017euje klju\u010dne sigurnosne mjere integrirane u NFC pla\u0107anja kako bi ih za\u0161titili od sajber prijetnji.<\/div>\n<div><\/div>\n<div><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-2439\" src=\"https:\/\/nfc-readers.com\/wp-content\/uploads\/2024\/05\/payments-300x177.webp\" alt=\"\" width=\"525\" height=\"310\" srcset=\"https:\/\/nfc-readers.com\/wp-content\/uploads\/2024\/05\/payments-300x177.webp 300w, https:\/\/nfc-readers.com\/wp-content\/uploads\/2024\/05\/payments-768x454.webp 768w, https:\/\/nfc-readers.com\/wp-content\/uploads\/2024\/05\/payments-18x12.webp 18w, https:\/\/nfc-readers.com\/wp-content\/uploads\/2024\/05\/payments-600x355.webp 600w, https:\/\/nfc-readers.com\/wp-content\/uploads\/2024\/05\/payments.webp 950w\" sizes=\"auto, (max-width: 525px) 100vw, 525px\" \/><\/div>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_73 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Uklju\u010di\/isklju\u010di sadr\u017eaj\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Prebaci<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/nfc-readers.com\/bs\/what-are-the-security-protocols-in-place-for-nfc-transactions\/#Advanced_Encryption_Standard_AES\" title=\"Napredni standard \u0161ifriranja (AES)\">Napredni standard \u0161ifriranja (AES)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/nfc-readers.com\/bs\/what-are-the-security-protocols-in-place-for-nfc-transactions\/#Secure_Element_SE\" title=\"Sigurnosni element (SE)\">Sigurnosni element (SE)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/nfc-readers.com\/bs\/what-are-the-security-protocols-in-place-for-nfc-transactions\/#Tokenization_and_Two-Factor_Authentication\" title=\"Tokenizacija i dvofaktorska autentifikacija\">Tokenizacija i dvofaktorska autentifikacija<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/nfc-readers.com\/bs\/what-are-the-security-protocols-in-place-for-nfc-transactions\/#Conclusion\" title=\"Zaklju\u010dak\">Zaklju\u010dak<\/a><\/li><\/ul><\/nav><\/div>\n<h3 id=\"advanced-encryption-standard-aes\" class=\"header_faab3 auto-hide-last-sibling-br\"><span class=\"ez-toc-section\" id=\"Advanced_Encryption_Standard_AES\"><\/span>Napredni standard \u0161ifriranja (AES)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"auto-hide-last-sibling-br paragraph_4183d\">Okosnica NFC sigurnosti pla\u0107anja je implementacija naprednog standarda \u0161ifriranja (AES). AES je robusna tehnika \u0161ifriranja koja igra klju\u010dnu ulogu u sigurnom prijenosu podataka tokom transakcija. Osigurava da su osjetljive informacije poput podataka o kreditnoj kartici sigurno \u0161ifrirane, \u0161to ote\u017eava zlonamjernim subjektima da presretnu i iskoriste ove informacije.<\/div>\n<h3 id=\"secure-element-se\" class=\"header_faab3 auto-hide-last-sibling-br\"><span class=\"ez-toc-section\" id=\"Secure_Element_SE\"><\/span>Sigurnosni element (SE)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"auto-hide-last-sibling-br paragraph_4183d\">U srcu NFC sistema pla\u0107anja le\u017ei Secure Element (SE), specijalizovani \u010dip dizajniran da bezbedno \u010duva informacije o pla\u0107anju i upravlja kriptografskim operacijama. Za razliku od glavnog operativnog sistema ure\u0111aja, SE djeluje kao jaka linija odbrane od zlonamjernog softvera i drugih digitalnih prijetnji, osiguravaju\u0107i da informacije o pla\u0107anju ostanu sigurne.<\/div>\n<h3 id=\"tokenization-and-two-factor-authentication\" class=\"header_faab3 auto-hide-last-sibling-br\"><span class=\"ez-toc-section\" id=\"Tokenization_and_Two-Factor_Authentication\"><\/span>Tokenizacija i dvofaktorska autentifikacija<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"auto-hide-last-sibling-br paragraph_4183d\">Kako bi dodatno podigli nivo sigurnosti, NFC platni sistemi usvajaju tokenizaciju. Ovaj proces uklju\u010duje zamjenu stvarnih detalja pla\u0107anja jedinstvenim, jednokratnim tokenom koji predstavlja informacije o korisni\u010dkom ra\u010dunu. Bez specifi\u010dnog klju\u010da za de\u0161ifriranje, ovaj token se \u010dini beskorisnim, osiguravaju\u0107i sigurnost podataka \u010dak i ako su presretnuti. Dodatno, ugradnja dvofaktorske autentifikacije zahtijeva verifikaciju identiteta putem metoda kao \u0161to su PIN, otisak prsta ili prepoznavanje lica prije nego \u0161to se transakcije dovr\u0161e, \u010dime se rizik od prevare minimizira.<\/div>\n<h3 id=\"conclusion\" class=\"header_faab3 auto-hide-last-sibling-br\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Zaklju\u010dak<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"auto-hide-last-sibling-br paragraph_4183d\">NFC platni sistemi predstavljaju zna\u010dajan iskorak u pogodnostima finansijskih transakcija. Me\u0111utim, ova pogodnost ne dolazi po cijenu sigurnosti. Kroz integraciju AES enkripcije, implementaciju sigurnih elemenata i kori\u0161tenje tokenizacije i dvofaktorske autentifikacije, NFC pla\u0107anja pru\u017eaju sigurno okru\u017eenje za finansijske transakcije. Ove mjere zajedno osiguravaju da, iako NFC tehnologija pojednostavljuje pla\u0107anja, ona ih tako\u0111er \u0161titi od neovla\u0161tenog pristupa i sajber prijetnji, nude\u0107i tako bezbri\u017enost i korisnicima i trgovcima.<\/div>","protected":false},"excerpt":{"rendered":"<p>U digitalnoj eri u kojoj se finansijske transakcije prete\u017eno obavljaju elektronski, platni sistemi Near Field Communication (NFC) isti\u010du se po svojoj pogodnosti. Me\u0111utim, prakti\u010dnost NFC pla\u0107anja donosi zna\u010dajne sigurnosne izazove. Da bi se ovo rije\u0161ilo, NFC pla\u0107anja opremljena su paketom naprednih sigurnosnih protokola \u010diji je cilj za\u0161tita finansijskih transakcija i sprje\u010davanje [\u2026]","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2438","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/nfc-readers.com\/bs\/wp-json\/wp\/v2\/posts\/2438","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nfc-readers.com\/bs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nfc-readers.com\/bs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nfc-readers.com\/bs\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nfc-readers.com\/bs\/wp-json\/wp\/v2\/comments?post=2438"}],"version-history":[{"count":1,"href":"https:\/\/nfc-readers.com\/bs\/wp-json\/wp\/v2\/posts\/2438\/revisions"}],"predecessor-version":[{"id":2440,"href":"https:\/\/nfc-readers.com\/bs\/wp-json\/wp\/v2\/posts\/2438\/revisions\/2440"}],"wp:attachment":[{"href":"https:\/\/nfc-readers.com\/bs\/wp-json\/wp\/v2\/media?parent=2438"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nfc-readers.com\/bs\/wp-json\/wp\/v2\/categories?post=2438"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nfc-readers.com\/bs\/wp-json\/wp\/v2\/tags?post=2438"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}