{"id":2438,"date":"2024-05-20T02:27:33","date_gmt":"2024-05-20T02:27:33","guid":{"rendered":"https:\/\/nfc-readers.com\/?p=2438"},"modified":"2024-05-20T02:27:33","modified_gmt":"2024-05-20T02:27:33","slug":"what-are-the-security-protocols-in-place-for-nfc-transactions","status":"publish","type":"post","link":"https:\/\/nfc-readers.com\/hr\/what-are-the-security-protocols-in-place-for-nfc-transactions\/","title":{"rendered":"Koji su sigurnosni protokoli na snazi za NFC transakcije?"},"content":{"rendered":"<div class=\"auto-hide-last-sibling-br paragraph_4183d\">U digitalnoj eri u kojoj se financijske transakcije uglavnom obavljaju elektroni\u010dkim putem, Near Field Communication (NFC) <a href=\"https:\/\/nfc-readers.com\/hr\/ic-reader\/cr100-bluetooth-emv-nfc-reader-writer\/\">sustavi pla\u0107anja<\/a> isti\u010du se svojom prakti\u010dno\u0161\u0107u. Me\u0111utim, pogodnost NFC pla\u0107anja donosi zna\u010dajne sigurnosne izazove. Kako bi se to rije\u0161ilo, NFC pla\u0107anja opremljena su paketom naprednih sigurnosnih protokola usmjerenih na za\u0161titu financijskih transakcija i sprje\u010davanje neovla\u0161tenog pristupa. Ovaj \u010dlanak istra\u017euje klju\u010dne sigurnosne mjere integrirane u NFC pla\u0107anja za njihovu za\u0161titu od kiberneti\u010dkih prijetnji.<\/div>\n<div><\/div>\n<div><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-2439\" src=\"https:\/\/nfc-readers.com\/wp-content\/uploads\/2024\/05\/payments-300x177.webp\" alt=\"\" width=\"525\" height=\"310\" srcset=\"https:\/\/nfc-readers.com\/wp-content\/uploads\/2024\/05\/payments-300x177.webp 300w, https:\/\/nfc-readers.com\/wp-content\/uploads\/2024\/05\/payments-768x454.webp 768w, https:\/\/nfc-readers.com\/wp-content\/uploads\/2024\/05\/payments-18x12.webp 18w, https:\/\/nfc-readers.com\/wp-content\/uploads\/2024\/05\/payments-600x355.webp 600w, https:\/\/nfc-readers.com\/wp-content\/uploads\/2024\/05\/payments.webp 950w\" sizes=\"auto, (max-width: 525px) 100vw, 525px\" \/><\/div>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_73 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Uklju\u010di\/isklju\u010di tablicu sadr\u017eaja\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Prebacivanje<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/nfc-readers.com\/hr\/what-are-the-security-protocols-in-place-for-nfc-transactions\/#Advanced_Encryption_Standard_AES\" title=\"Napredni standard \u0161ifriranja (AES)\">Napredni standard \u0161ifriranja (AES)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/nfc-readers.com\/hr\/what-are-the-security-protocols-in-place-for-nfc-transactions\/#Secure_Element_SE\" title=\"Sigurnosni element (SE)\">Sigurnosni element (SE)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/nfc-readers.com\/hr\/what-are-the-security-protocols-in-place-for-nfc-transactions\/#Tokenization_and_Two-Factor_Authentication\" title=\"Tokenizacija i dvofaktorska autentifikacija\">Tokenizacija i dvofaktorska autentifikacija<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/nfc-readers.com\/hr\/what-are-the-security-protocols-in-place-for-nfc-transactions\/#Conclusion\" title=\"Zaklju\u010dak\">Zaklju\u010dak<\/a><\/li><\/ul><\/nav><\/div>\n<h3 id=\"advanced-encryption-standard-aes\" class=\"header_faab3 auto-hide-last-sibling-br\"><span class=\"ez-toc-section\" id=\"Advanced_Encryption_Standard_AES\"><\/span>Napredni standard \u0161ifriranja (AES)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"auto-hide-last-sibling-br paragraph_4183d\">Okosnica sigurnosti NFC pla\u0107anja je implementacija naprednog standarda \u0161ifriranja (AES). AES je robusna tehnika \u0161ifriranja koja ima klju\u010dnu ulogu u sigurnom prijenosu podataka tijekom transakcija. Osigurava da su osjetljivi podaci poput podataka o kreditnoj kartici sigurno \u0161ifrirani, \u0161to zlonamjernim entitetima izuzetno ote\u017eava presretanje i iskori\u0161tavanje tih podataka.<\/div>\n<h3 id=\"secure-element-se\" class=\"header_faab3 auto-hide-last-sibling-br\"><span class=\"ez-toc-section\" id=\"Secure_Element_SE\"><\/span>Sigurnosni element (SE)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"auto-hide-last-sibling-br paragraph_4183d\">U srcu NFC sustava pla\u0107anja nalazi se Secure Element (SE), specijalizirani \u010dip dizajniran za sigurno pohranjivanje podataka o pla\u0107anju i upravljanje kriptografskim operacijama. Odvojen i izoliran od glavnog operativnog sustava ure\u0111aja, SE djeluje kao sna\u017ena linija obrane od zlonamjernog softvera i drugih digitalnih prijetnji, osiguravaju\u0107i da podaci o pla\u0107anju ostanu sigurni.<\/div>\n<h3 id=\"tokenization-and-two-factor-authentication\" class=\"header_faab3 auto-hide-last-sibling-br\"><span class=\"ez-toc-section\" id=\"Tokenization_and_Two-Factor_Authentication\"><\/span>Tokenizacija i dvofaktorska autentifikacija<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"auto-hide-last-sibling-br paragraph_4183d\">Kako bi dodatno podigli razinu sigurnosti, NFC sustavi pla\u0107anja usvajaju tokenizaciju. Ovaj postupak uklju\u010duje zamjenu stvarnih podataka o pla\u0107anju jedinstvenim, jednokratnim tokenom koji predstavlja podatke o korisni\u010dkom ra\u010dunu. Bez specifi\u010dnog klju\u010da za de\u0161ifriranje, ovaj token postaje beskoristan, osiguravaju\u0107i sigurnost podataka \u010dak i ako su presretnuti. Dodatno, ugradnja dvofaktorske autentifikacije zahtijeva provjeru identiteta putem metoda kao \u0161to su PIN, otisak prsta ili prepoznavanje lica prije dovr\u0161etka transakcija, smanjuju\u0107i rizik od prijevare.<\/div>\n<h3 id=\"conclusion\" class=\"header_faab3 auto-hide-last-sibling-br\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Zaklju\u010dak<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"auto-hide-last-sibling-br paragraph_4183d\">NFC sustavi pla\u0107anja predstavljaju zna\u010dajan korak naprijed u pogodnostima financijskih transakcija. Me\u0111utim, ova pogodnost ne dolazi po cijenu sigurnosti. Putem integracije AES enkripcije, implementacije Secure Elements i upotrebe tokenizacije i dvofaktorske autentifikacije, NFC pla\u0107anja pru\u017eaju sigurno okru\u017eenje za financijske transakcije. Ove mjere zajedno osiguravaju da, iako NFC tehnologija pojednostavljuje pla\u0107anja, ona ih tako\u0111er \u0161titi od neovla\u0161tenog pristupa i kiberneti\u010dkih prijetnji, nude\u0107i tako bezbri\u017enost korisnicima i trgovcima.<\/div>","protected":false},"excerpt":{"rendered":"<p>U digitalnoj eri u kojoj se financijske transakcije uglavnom obavljaju elektroni\u010dkim putem, sustavi pla\u0107anja Near Field Communication (NFC) isti\u010du se svojom prakti\u010dno\u0161\u0107u. Me\u0111utim, pogodnost NFC pla\u0107anja donosi zna\u010dajne sigurnosne izazove. Kako bi se to rije\u0161ilo, NFC pla\u0107anja opremljena su paketom naprednih sigurnosnih protokola \u010diji je cilj za\u0161tita financijskih transakcija i sprje\u010davanje [\u2026]","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2438","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/nfc-readers.com\/hr\/wp-json\/wp\/v2\/posts\/2438","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nfc-readers.com\/hr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nfc-readers.com\/hr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nfc-readers.com\/hr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nfc-readers.com\/hr\/wp-json\/wp\/v2\/comments?post=2438"}],"version-history":[{"count":1,"href":"https:\/\/nfc-readers.com\/hr\/wp-json\/wp\/v2\/posts\/2438\/revisions"}],"predecessor-version":[{"id":2440,"href":"https:\/\/nfc-readers.com\/hr\/wp-json\/wp\/v2\/posts\/2438\/revisions\/2440"}],"wp:attachment":[{"href":"https:\/\/nfc-readers.com\/hr\/wp-json\/wp\/v2\/media?parent=2438"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nfc-readers.com\/hr\/wp-json\/wp\/v2\/categories?post=2438"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nfc-readers.com\/hr\/wp-json\/wp\/v2\/tags?post=2438"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}