{"id":2493,"date":"2024-05-21T06:27:27","date_gmt":"2024-05-21T06:27:27","guid":{"rendered":"https:\/\/nfc-readers.com\/?p=2493"},"modified":"2024-05-21T06:27:27","modified_gmt":"2024-05-21T06:27:27","slug":"understanding-emv-and-nfc-payment-technologies","status":"publish","type":"post","link":"https:\/\/nfc-readers.com\/pt\/understanding-emv-and-nfc-payment-technologies\/","title":{"rendered":"Compreendendo as tecnologias de pagamento EMV e NFC"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_73 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u00cdndice<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Alternar \u00edndice de conte\u00fado\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Alternar<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/nfc-readers.com\/pt\/understanding-emv-and-nfc-payment-technologies\/#Introduction\" title=\"Introdu\u00e7\u00e3o\">Introdu\u00e7\u00e3o<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/nfc-readers.com\/pt\/understanding-emv-and-nfc-payment-technologies\/#The_Technological_Divide_Between_EMV_and_NFC\" title=\"A divis\u00e3o tecnol\u00f3gica entre EMV e NFC\">A divis\u00e3o tecnol\u00f3gica entre EMV e NFC<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/nfc-readers.com\/pt\/understanding-emv-and-nfc-payment-technologies\/#Synergy_of_EMV_and_NFC_in_Payment_Security\" title=\"Sinergia de EMV e NFC na Seguran\u00e7a de Pagamentos\">Sinergia de EMV e NFC na Seguran\u00e7a de Pagamentos<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/nfc-readers.com\/pt\/understanding-emv-and-nfc-payment-technologies\/#The_Operational_Dynamics_of_EMV_versus_NFC\" title=\"A din\u00e2mica operacional de EMV versus NFC\">A din\u00e2mica operacional de EMV versus NFC<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/nfc-readers.com\/pt\/understanding-emv-and-nfc-payment-technologies\/#Conclusion\" title=\"Conclus\u00e3o\">Conclus\u00e3o<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"auto-hide-last-sibling-br paragraph_4183d\"><span class=\"ez-toc-section\" id=\"Introduction\"><\/span>Introdu\u00e7\u00e3o<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div><\/div>\n<div class=\"auto-hide-last-sibling-br paragraph_4183d\">No dom\u00ednio das transa\u00e7\u00f5es seguras, EMV e<a href=\"https:\/\/nfc-readers.com\/pt\/ic-reader\/cr100-bluetooth-emv-nfc-reader-writer\/\"> NFC<\/a> destacam-se como facetas distintas, mas complementares, dos pagamentos modernos. Embora ambos sejam essenciais para melhorar a seguran\u00e7a das transa\u00e7\u00f5es e a experi\u00eancia do usu\u00e1rio, eles s\u00e3o baseados em princ\u00edpios tecnol\u00f3gicos diferentes e desempenham pap\u00e9is \u00fanicos dentro do processo de pagamento.<\/div>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-2494\" src=\"https:\/\/nfc-readers.com\/wp-content\/uploads\/2024\/05\/EMV-vs-NFC-Payments_-Whats-the-Difference_-Thumb-Image-300x238.jpg\" alt=\"\" width=\"470\" height=\"373\" srcset=\"https:\/\/nfc-readers.com\/wp-content\/uploads\/2024\/05\/EMV-vs-NFC-Payments_-Whats-the-Difference_-Thumb-Image-300x238.jpg 300w, https:\/\/nfc-readers.com\/wp-content\/uploads\/2024\/05\/EMV-vs-NFC-Payments_-Whats-the-Difference_-Thumb-Image-1024x814.jpg 1024w, https:\/\/nfc-readers.com\/wp-content\/uploads\/2024\/05\/EMV-vs-NFC-Payments_-Whats-the-Difference_-Thumb-Image-768x611.jpg 768w, https:\/\/nfc-readers.com\/wp-content\/uploads\/2024\/05\/EMV-vs-NFC-Payments_-Whats-the-Difference_-Thumb-Image-15x12.jpg 15w, https:\/\/nfc-readers.com\/wp-content\/uploads\/2024\/05\/EMV-vs-NFC-Payments_-Whats-the-Difference_-Thumb-Image-600x477.jpg 600w, https:\/\/nfc-readers.com\/wp-content\/uploads\/2024\/05\/EMV-vs-NFC-Payments_-Whats-the-Difference_-Thumb-Image.jpg 1112w\" sizes=\"auto, (max-width: 470px) 100vw, 470px\" \/><\/p>\n<h2 class=\"auto-hide-last-sibling-br paragraph_4183d\"><span class=\"ez-toc-section\" id=\"The_Technological_Divide_Between_EMV_and_NFC\"><\/span><strong>A divis\u00e3o tecnol\u00f3gica entre EMV e NFC<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div class=\"auto-hide-last-sibling-br paragraph_4183d\"><br class=\"container_4d911 non-select_4d911 auto-hide_4d911\" \/>A distin\u00e7\u00e3o fundamental est\u00e1 na tecnologia central de cada um: EMV \u00e9 um padr\u00e3o de pagamento, enquanto NFC \u00e9 um modo de comunica\u00e7\u00e3o sem fio. Chips EMV embutidos em cart\u00f5es de cr\u00e9dito armazenam e protegem dados do usu\u00e1rio, enquanto NFC facilita a transfer\u00eancia sem fio de informa\u00e7\u00f5es de pagamento.<\/div>\n<p>&nbsp;<\/p>\n<h2 class=\"auto-hide-last-sibling-br paragraph_4183d\"><span class=\"ez-toc-section\" id=\"Synergy_of_EMV_and_NFC_in_Payment_Security\"><\/span><strong>Sinergia de EMV e NFC na Seguran\u00e7a de Pagamentos<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div class=\"auto-hide-last-sibling-br paragraph_4183d\"><br class=\"container_4d911 non-select_4d911 auto-hide_4d911\" \/>Vistos como ferramentas distintas, com EMV tradicionalmente vinculado \u00e0 seguran\u00e7a de cart\u00e3o de cr\u00e9dito e NFC ao reino dos pagamentos m\u00f3veis, esses protocolos trabalham colaborativamente para refor\u00e7ar a seguran\u00e7a e melhorar a experi\u00eancia geral de pagamento. Sua sinergia \u00e9 evidente na cria\u00e7\u00e3o de uma ponte segura entre os dados de pagamento do cliente e os sistemas de ponto de venda.<\/div>\n<p>&nbsp;<\/p>\n<h2 class=\"auto-hide-last-sibling-br paragraph_4183d\"><span class=\"ez-toc-section\" id=\"The_Operational_Dynamics_of_EMV_versus_NFC\"><\/span><strong>A din\u00e2mica operacional de EMV versus NFC<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div class=\"auto-hide-last-sibling-br paragraph_4183d\"><br class=\"container_4d911 non-select_4d911 auto-hide_4d911\" \/>Enquanto o NFC induz facilidade e velocidade em pagamentos por meio de sua capacidade de comunica\u00e7\u00e3o sem contato, o EMV traz uma camada robusta de seguran\u00e7a por meio da tokeniza\u00e7\u00e3o de dados, protegendo informa\u00e7\u00f5es em tr\u00e2nsito. O EMV verifica a autenticidade do cart\u00e3o no ponto de transa\u00e7\u00e3o, enquanto o NFC agiliza o processo de pagamento sem contato f\u00edsico.<\/div>\n<p>&nbsp;<\/p>\n<h2 class=\"auto-hide-last-sibling-br paragraph_4183d\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclus\u00e3o<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div class=\"auto-hide-last-sibling-br paragraph_4183d\"><br class=\"container_4d911 non-select_4d911 auto-hide_4d911\" \/>Embora EMV e NFC possam ser mal concebidos como entidades separadas, eles s\u00e3o, na verdade, tecnologias interligadas que protegem e agilizam o processo de pagamento. Ao usar um cart\u00e3o com chip e PIN, o EMV protege seus dados conforme voc\u00ea o insere ou toca, enquanto o NFC suporta a fun\u00e7\u00e3o de toque para conclus\u00f5es r\u00e1pidas. Por outro lado, os pagamentos m\u00f3veis dependem exclusivamente do NFC e incorporam medidas de seguran\u00e7a espec\u00edficas do dispositivo para garantir um ecossistema transacional protegido.<\/div>","protected":false},"excerpt":{"rendered":"<p>Introdu\u00e7\u00e3o No reino das transa\u00e7\u00f5es seguras, EMV e NFC se destacam como facetas distintas, mas complementares, dos pagamentos modernos. Embora ambos sejam essenciais para melhorar a seguran\u00e7a das transa\u00e7\u00f5es e a experi\u00eancia do usu\u00e1rio, eles s\u00e3o baseados em diferentes princ\u00edpios tecnol\u00f3gicos e desempenham pap\u00e9is \u00fanicos dentro do processo de pagamento. A Divis\u00e3o Tecnol\u00f3gica Entre EMV e NFC O fundamental [\u2026]","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2493","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/nfc-readers.com\/pt\/wp-json\/wp\/v2\/posts\/2493","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nfc-readers.com\/pt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nfc-readers.com\/pt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nfc-readers.com\/pt\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nfc-readers.com\/pt\/wp-json\/wp\/v2\/comments?post=2493"}],"version-history":[{"count":1,"href":"https:\/\/nfc-readers.com\/pt\/wp-json\/wp\/v2\/posts\/2493\/revisions"}],"predecessor-version":[{"id":2495,"href":"https:\/\/nfc-readers.com\/pt\/wp-json\/wp\/v2\/posts\/2493\/revisions\/2495"}],"wp:attachment":[{"href":"https:\/\/nfc-readers.com\/pt\/wp-json\/wp\/v2\/media?parent=2493"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nfc-readers.com\/pt\/wp-json\/wp\/v2\/categories?post=2493"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nfc-readers.com\/pt\/wp-json\/wp\/v2\/tags?post=2493"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}