{"id":2438,"date":"2024-05-20T02:27:33","date_gmt":"2024-05-20T02:27:33","guid":{"rendered":"https:\/\/nfc-readers.com\/?p=2438"},"modified":"2024-05-20T02:27:33","modified_gmt":"2024-05-20T02:27:33","slug":"what-are-the-security-protocols-in-place-for-nfc-transactions","status":"publish","type":"post","link":"https:\/\/nfc-readers.com\/vi\/what-are-the-security-protocols-in-place-for-nfc-transactions\/","title":{"rendered":"C\u00f3 nh\u1eefng giao th\u1ee9c b\u1ea3o m\u1eadt n\u00e0o \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng cho giao d\u1ecbch NFC?"},"content":{"rendered":"<div class=\"auto-hide-last-sibling-br paragraph_4183d\">Trong th\u1eddi \u0111\u1ea1i k\u1ef9 thu\u1eadt s\u1ed1, n\u01a1i c\u00e1c giao d\u1ecbch t\u00e0i ch\u00ednh ch\u1ee7 y\u1ebfu \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n b\u1eb1ng \u0111i\u1ec7n t\u1eed, Giao ti\u1ebfp tr\u01b0\u1eddng g\u1ea7n (NFC) <a href=\"https:\/\/nfc-readers.com\/vi\/ic-reader\/cr100-bluetooth-emv-nfc-reader-writer\/\">h\u1ec7 th\u1ed1ng thanh to\u00e1n<\/a> n\u1ed5i b\u1eadt v\u00ec s\u1ef1 ti\u1ec7n l\u1ee3i c\u1ee7a ch\u00fang. Tuy nhi\u00ean, s\u1ef1 ti\u1ec7n l\u1ee3i c\u1ee7a thanh to\u00e1n NFC l\u1ea1i mang \u0111\u1ebfn nh\u1eefng th\u00e1ch th\u1ee9c \u0111\u00e1ng k\u1ec3 v\u1ec1 b\u1ea3o m\u1eadt. \u0110\u1ec3 gi\u1ea3i quy\u1ebft nh\u1eefng th\u00e1ch th\u1ee9c n\u00e0y, thanh to\u00e1n NFC \u0111\u01b0\u1ee3c trang b\u1ecb m\u1ed9t b\u1ed9 giao th\u1ee9c b\u1ea3o m\u1eadt ti\u00ean ti\u1ebfn nh\u1eb1m b\u1ea3o v\u1ec7 c\u00e1c giao d\u1ecbch t\u00e0i ch\u00ednh v\u00e0 ng\u0103n ch\u1eb7n truy c\u1eadp tr\u00e1i ph\u00e9p. B\u00e0i vi\u1ebft n\u00e0y kh\u00e1m ph\u00e1 c\u00e1c bi\u1ec7n ph\u00e1p b\u1ea3o m\u1eadt ch\u00ednh \u0111\u01b0\u1ee3c t\u00edch h\u1ee3p v\u00e0o thanh to\u00e1n NFC \u0111\u1ec3 b\u1ea3o v\u1ec7 ch\u00fang kh\u1ecfi c\u00e1c m\u1ed1i \u0111e d\u1ecda m\u1ea1ng.<\/div>\n<div><\/div>\n<div><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-2439\" src=\"https:\/\/nfc-readers.com\/wp-content\/uploads\/2024\/05\/payments-300x177.webp\" alt=\"\" width=\"525\" height=\"310\" srcset=\"https:\/\/nfc-readers.com\/wp-content\/uploads\/2024\/05\/payments-300x177.webp 300w, https:\/\/nfc-readers.com\/wp-content\/uploads\/2024\/05\/payments-768x454.webp 768w, https:\/\/nfc-readers.com\/wp-content\/uploads\/2024\/05\/payments-18x12.webp 18w, https:\/\/nfc-readers.com\/wp-content\/uploads\/2024\/05\/payments-600x355.webp 600w, https:\/\/nfc-readers.com\/wp-content\/uploads\/2024\/05\/payments.webp 950w\" sizes=\"auto, (max-width: 525px) 100vw, 525px\" \/><\/div>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_73 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee5c l\u1ee5c<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Chuy\u1ec3n \u0111\u1ed5i m\u1ee5c l\u1ee5c\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Chuy\u1ec3n \u0111\u1ed5i<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/nfc-readers.com\/vi\/what-are-the-security-protocols-in-place-for-nfc-transactions\/#Advanced_Encryption_Standard_AES\" title=\"Ti\u00eau chu\u1ea9n m\u00e3 h\u00f3a n\u00e2ng cao (AES)\">Ti\u00eau chu\u1ea9n m\u00e3 h\u00f3a n\u00e2ng cao (AES)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/nfc-readers.com\/vi\/what-are-the-security-protocols-in-place-for-nfc-transactions\/#Secure_Element_SE\" title=\"Ph\u1ea7n t\u1eed b\u1ea3o m\u1eadt (SE)\">Ph\u1ea7n t\u1eed b\u1ea3o m\u1eadt (SE)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/nfc-readers.com\/vi\/what-are-the-security-protocols-in-place-for-nfc-transactions\/#Tokenization_and_Two-Factor_Authentication\" title=\"M\u00e3 h\u00f3a v\u00e0 X\u00e1c th\u1ef1c hai y\u1ebfu t\u1ed1\">M\u00e3 h\u00f3a v\u00e0 X\u00e1c th\u1ef1c hai y\u1ebfu t\u1ed1<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/nfc-readers.com\/vi\/what-are-the-security-protocols-in-place-for-nfc-transactions\/#Conclusion\" title=\"Ph\u1ea7n k\u1ebft lu\u1eadn\">Ph\u1ea7n k\u1ebft lu\u1eadn<\/a><\/li><\/ul><\/nav><\/div>\n<h3 id=\"advanced-encryption-standard-aes\" class=\"header_faab3 auto-hide-last-sibling-br\"><span class=\"ez-toc-section\" id=\"Advanced_Encryption_Standard_AES\"><\/span>Ti\u00eau chu\u1ea9n m\u00e3 h\u00f3a n\u00e2ng cao (AES)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"auto-hide-last-sibling-br paragraph_4183d\">X\u01b0\u01a1ng s\u1ed1ng c\u1ee7a b\u1ea3o m\u1eadt thanh to\u00e1n NFC l\u00e0 vi\u1ec7c tri\u1ec3n khai Ti\u00eau chu\u1ea9n m\u00e3 h\u00f3a n\u00e2ng cao (AES). AES l\u00e0 m\u1ed9t k\u1ef9 thu\u1eadt m\u00e3 h\u00f3a m\u1ea1nh m\u1ebd \u0111\u00f3ng vai tr\u00f2 then ch\u1ed1t trong vi\u1ec7c truy\u1ec1n d\u1eef li\u1ec7u an to\u00e0n trong c\u00e1c giao d\u1ecbch. N\u00f3 \u0111\u1ea3m b\u1ea3o r\u1eb1ng th\u00f4ng tin nh\u1ea1y c\u1ea3m nh\u01b0 th\u00f4ng tin th\u1ebb t\u00edn d\u1ee5ng \u0111\u01b0\u1ee3c m\u00e3 h\u00f3a an to\u00e0n, khi\u1ebfn c\u00e1c th\u1ef1c th\u1ec3 \u0111\u1ed9c h\u1ea1i kh\u00f3 c\u00f3 th\u1ec3 ch\u1eb7n v\u00e0 khai th\u00e1c th\u00f4ng tin n\u00e0y.<\/div>\n<h3 id=\"secure-element-se\" class=\"header_faab3 auto-hide-last-sibling-br\"><span class=\"ez-toc-section\" id=\"Secure_Element_SE\"><\/span>Ph\u1ea7n t\u1eed b\u1ea3o m\u1eadt (SE)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"auto-hide-last-sibling-br paragraph_4183d\">C\u1ed1t l\u00f5i c\u1ee7a h\u1ec7 th\u1ed1ng thanh to\u00e1n NFC l\u00e0 Secure Element (SE), m\u1ed9t con chip chuy\u00ean d\u1ee5ng \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf \u0111\u1ec3 l\u01b0u tr\u1eef th\u00f4ng tin thanh to\u00e1n v\u00e0 qu\u1ea3n l\u00fd c\u00e1c ho\u1ea1t \u0111\u1ed9ng m\u00e3 h\u00f3a m\u1ed9t c\u00e1ch an to\u00e0n. SE t\u00e1ch bi\u1ec7t v\u00e0 t\u00e1ch bi\u1ec7t v\u1edbi h\u1ec7 \u0111i\u1ec1u h\u00e0nh ch\u00ednh c\u1ee7a thi\u1ebft b\u1ecb, ho\u1ea1t \u0111\u1ed9ng nh\u01b0 m\u1ed9t tuy\u1ebfn ph\u00f2ng th\u1ee7 m\u1ea1nh m\u1ebd ch\u1ed1ng l\u1ea1i ph\u1ea7n m\u1ec1m \u0111\u1ed9c h\u1ea1i v\u00e0 c\u00e1c m\u1ed1i \u0111e d\u1ecda k\u1ef9 thu\u1eadt s\u1ed1 kh\u00e1c, \u0111\u1ea3m b\u1ea3o th\u00f4ng tin thanh to\u00e1n v\u1eabn an to\u00e0n.<\/div>\n<h3 id=\"tokenization-and-two-factor-authentication\" class=\"header_faab3 auto-hide-last-sibling-br\"><span class=\"ez-toc-section\" id=\"Tokenization_and_Two-Factor_Authentication\"><\/span>M\u00e3 h\u00f3a v\u00e0 X\u00e1c th\u1ef1c hai y\u1ebfu t\u1ed1<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"auto-hide-last-sibling-br paragraph_4183d\">\u0110\u1ec3 n\u00e2ng cao h\u01a1n n\u1eefa m\u1ee9c \u0111\u1ed9 b\u1ea3o m\u1eadt, c\u00e1c h\u1ec7 th\u1ed1ng thanh to\u00e1n NFC \u00e1p d\u1ee5ng m\u00e3 th\u00f4ng b\u00e1o. Qu\u00e1 tr\u00ecnh n\u00e0y bao g\u1ed3m vi\u1ec7c thay th\u1ebf c\u00e1c chi ti\u1ebft thanh to\u00e1n th\u1ef1c t\u1ebf b\u1eb1ng m\u1ed9t m\u00e3 th\u00f4ng b\u00e1o duy nh\u1ea5t, d\u00f9ng m\u1ed9t l\u1ea7n, \u0111\u1ea1i di\u1ec7n cho th\u00f4ng tin t\u00e0i kho\u1ea3n c\u1ee7a ng\u01b0\u1eddi d\u00f9ng. N\u1ebfu kh\u00f4ng c\u00f3 kh\u00f3a gi\u1ea3i m\u00e3 c\u1ee5 th\u1ec3, m\u00e3 th\u00f4ng b\u00e1o n\u00e0y s\u1ebd tr\u1edf n\u00ean v\u00f4 d\u1ee5ng, \u0111\u1ea3m b\u1ea3o t\u00ednh an to\u00e0n c\u1ee7a d\u1eef li\u1ec7u ngay c\u1ea3 khi b\u1ecb ch\u1eb7n. Ngo\u00e0i ra, vi\u1ec7c k\u1ebft h\u1ee3p x\u00e1c th\u1ef1c hai y\u1ebfu t\u1ed1 \u0111\u00f2i h\u1ecfi ph\u1ea3i x\u00e1c minh danh t\u00ednh th\u00f4ng qua c\u00e1c ph\u01b0\u01a1ng ph\u00e1p nh\u01b0 m\u00e3 PIN, d\u1ea5u v\u00e2n tay ho\u1eb7c nh\u1eadn d\u1ea1ng khu\u00f4n m\u1eb7t tr\u01b0\u1edbc khi giao d\u1ecbch ho\u00e0n t\u1ea5t, gi\u00fap gi\u1ea3m thi\u1ec3u r\u1ee7i ro gian l\u1eadn.<\/div>\n<h3 id=\"conclusion\" class=\"header_faab3 auto-hide-last-sibling-br\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Ph\u1ea7n k\u1ebft lu\u1eadn<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"auto-hide-last-sibling-br paragraph_4183d\">H\u1ec7 th\u1ed1ng thanh to\u00e1n NFC \u0111\u1ea1i di\u1ec7n cho m\u1ed9t b\u01b0\u1edbc ti\u1ebfn \u0111\u00e1ng k\u1ec3 v\u1ec1 s\u1ef1 ti\u1ec7n l\u1ee3i c\u1ee7a c\u00e1c giao d\u1ecbch t\u00e0i ch\u00ednh. Tuy nhi\u00ean, s\u1ef1 ti\u1ec7n l\u1ee3i n\u00e0y kh\u00f4ng ph\u1ea3i tr\u1ea3 gi\u00e1 b\u1eb1ng t\u00ednh b\u1ea3o m\u1eadt. Th\u00f4ng qua vi\u1ec7c t\u00edch h\u1ee3p m\u00e3 h\u00f3a AES, tri\u1ec3n khai Secure Elements v\u00e0 s\u1eed d\u1ee5ng m\u00e3 th\u00f4ng b\u00e1o v\u00e0 x\u00e1c th\u1ef1c hai y\u1ebfu t\u1ed1, thanh to\u00e1n NFC cung c\u1ea5p m\u1ed9t m\u00f4i tr\u01b0\u1eddng an to\u00e0n cho c\u00e1c giao d\u1ecbch t\u00e0i ch\u00ednh. C\u00e1c bi\u1ec7n ph\u00e1p n\u00e0y c\u00f9ng nhau \u0111\u1ea3m b\u1ea3o r\u1eb1ng trong khi c\u00f4ng ngh\u1ec7 NFC \u0111\u01a1n gi\u1ea3n h\u00f3a c\u00e1c kho\u1ea3n thanh to\u00e1n, n\u00f3 c\u0169ng c\u1ee7ng c\u1ed1 ch\u00fang ch\u1ed1ng l\u1ea1i truy c\u1eadp tr\u00e1i ph\u00e9p v\u00e0 c\u00e1c m\u1ed1i \u0111e d\u1ecda m\u1ea1ng, do \u0111\u00f3 mang l\u1ea1i s\u1ef1 an t\u00e2m cho c\u1ea3 ng\u01b0\u1eddi d\u00f9ng v\u00e0 ng\u01b0\u1eddi b\u00e1n.<\/div>","protected":false},"excerpt":{"rendered":"<p>Trong k\u1ef7 nguy\u00ean s\u1ed1, n\u01a1i c\u00e1c giao d\u1ecbch t\u00e0i ch\u00ednh ch\u1ee7 y\u1ebfu \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n b\u1eb1ng ph\u01b0\u01a1ng th\u1ee9c \u0111i\u1ec7n t\u1eed, c\u00e1c h\u1ec7 th\u1ed1ng thanh to\u00e1n Giao ti\u1ebfp tr\u01b0\u1eddng g\u1ea7n (NFC) n\u1ed5i b\u1eadt v\u00ec s\u1ef1 ti\u1ec7n l\u1ee3i c\u1ee7a ch\u00fang. Tuy nhi\u00ean, s\u1ef1 ti\u1ec7n l\u1ee3i c\u1ee7a thanh to\u00e1n NFC l\u1ea1i mang \u0111\u1ebfn nh\u1eefng th\u00e1ch th\u1ee9c \u0111\u00e1ng k\u1ec3 v\u1ec1 b\u1ea3o m\u1eadt. \u0110\u1ec3 gi\u1ea3i quy\u1ebft nh\u1eefng th\u00e1ch th\u1ee9c n\u00e0y, c\u00e1c kho\u1ea3n thanh to\u00e1n NFC \u0111\u01b0\u1ee3c trang b\u1ecb m\u1ed9t b\u1ed9 giao th\u1ee9c b\u1ea3o m\u1eadt ti\u00ean ti\u1ebfn nh\u1eb1m b\u1ea3o v\u1ec7 c\u00e1c giao d\u1ecbch t\u00e0i ch\u00ednh v\u00e0 ng\u0103n ch\u1eb7n [\u2026]","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2438","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/nfc-readers.com\/vi\/wp-json\/wp\/v2\/posts\/2438","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nfc-readers.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nfc-readers.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nfc-readers.com\/vi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nfc-readers.com\/vi\/wp-json\/wp\/v2\/comments?post=2438"}],"version-history":[{"count":1,"href":"https:\/\/nfc-readers.com\/vi\/wp-json\/wp\/v2\/posts\/2438\/revisions"}],"predecessor-version":[{"id":2440,"href":"https:\/\/nfc-readers.com\/vi\/wp-json\/wp\/v2\/posts\/2438\/revisions\/2440"}],"wp:attachment":[{"href":"https:\/\/nfc-readers.com\/vi\/wp-json\/wp\/v2\/media?parent=2438"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nfc-readers.com\/vi\/wp-json\/wp\/v2\/categories?post=2438"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nfc-readers.com\/vi\/wp-json\/wp\/v2\/tags?post=2438"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}