{"id":2493,"date":"2024-05-21T06:27:27","date_gmt":"2024-05-21T06:27:27","guid":{"rendered":"https:\/\/nfc-readers.com\/?p=2493"},"modified":"2024-05-21T06:27:27","modified_gmt":"2024-05-21T06:27:27","slug":"understanding-emv-and-nfc-payment-technologies","status":"publish","type":"post","link":"https:\/\/nfc-readers.com\/vi\/understanding-emv-and-nfc-payment-technologies\/","title":{"rendered":"Hi\u1ec3u v\u1ec1 c\u00f4ng ngh\u1ec7 thanh to\u00e1n EMV v\u00e0 NFC"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_73 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee5c l\u1ee5c<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Chuy\u1ec3n \u0111\u1ed5i m\u1ee5c l\u1ee5c\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Chuy\u1ec3n \u0111\u1ed5i<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/nfc-readers.com\/vi\/understanding-emv-and-nfc-payment-technologies\/#Introduction\" title=\"Gi\u1edbi thi\u1ec7u\">Gi\u1edbi thi\u1ec7u<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/nfc-readers.com\/vi\/understanding-emv-and-nfc-payment-technologies\/#The_Technological_Divide_Between_EMV_and_NFC\" title=\"S\u1ef1 kh\u00e1c bi\u1ec7t v\u1ec1 c\u00f4ng ngh\u1ec7 gi\u1eefa EMV v\u00e0 NFC\">S\u1ef1 kh\u00e1c bi\u1ec7t v\u1ec1 c\u00f4ng ngh\u1ec7 gi\u1eefa EMV v\u00e0 NFC<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/nfc-readers.com\/vi\/understanding-emv-and-nfc-payment-technologies\/#Synergy_of_EMV_and_NFC_in_Payment_Security\" title=\"S\u1ef1 k\u1ebft h\u1ee3p c\u1ee7a EMV v\u00e0 NFC trong b\u1ea3o m\u1eadt thanh to\u00e1n\">S\u1ef1 k\u1ebft h\u1ee3p c\u1ee7a EMV v\u00e0 NFC trong b\u1ea3o m\u1eadt thanh to\u00e1n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/nfc-readers.com\/vi\/understanding-emv-and-nfc-payment-technologies\/#The_Operational_Dynamics_of_EMV_versus_NFC\" title=\"\u0110\u1ed9ng l\u1ef1c ho\u1ea1t \u0111\u1ed9ng c\u1ee7a EMV so v\u1edbi NFC\">\u0110\u1ed9ng l\u1ef1c ho\u1ea1t \u0111\u1ed9ng c\u1ee7a EMV so v\u1edbi NFC<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/nfc-readers.com\/vi\/understanding-emv-and-nfc-payment-technologies\/#Conclusion\" title=\"Ph\u1ea7n k\u1ebft lu\u1eadn\">Ph\u1ea7n k\u1ebft lu\u1eadn<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"auto-hide-last-sibling-br paragraph_4183d\"><span class=\"ez-toc-section\" id=\"Introduction\"><\/span>Gi\u1edbi thi\u1ec7u<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div><\/div>\n<div class=\"auto-hide-last-sibling-br paragraph_4183d\">Trong l\u0129nh v\u1ef1c giao d\u1ecbch an to\u00e0n, EMV v\u00e0<a href=\"https:\/\/nfc-readers.com\/vi\/ic-reader\/cr100-bluetooth-emv-nfc-reader-writer\/\"> NFC<\/a> n\u1ed5i b\u1eadt nh\u01b0 nh\u1eefng kh\u00eda c\u1ea1nh ri\u00eang bi\u1ec7t nh\u01b0ng b\u1ed5 sung cho nhau c\u1ee7a thanh to\u00e1n hi\u1ec7n \u0111\u1ea1i. M\u1eb7c d\u00f9 c\u1ea3 hai \u0111\u1ec1u \u0111\u00f3ng vai tr\u00f2 quan tr\u1ecdng trong vi\u1ec7c t\u0103ng c\u01b0\u1eddng b\u1ea3o m\u1eadt giao d\u1ecbch v\u00e0 tr\u1ea3i nghi\u1ec7m c\u1ee7a ng\u01b0\u1eddi d\u00f9ng, nh\u01b0ng ch\u00fang \u0111\u01b0\u1ee3c x\u00e2y d\u1ef1ng tr\u00ean c\u00e1c nguy\u00ean t\u1eafc c\u00f4ng ngh\u1ec7 kh\u00e1c nhau v\u00e0 \u0111\u00f3ng vai tr\u00f2 ri\u00eang trong quy tr\u00ecnh thanh to\u00e1n.<\/div>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-2494\" src=\"https:\/\/nfc-readers.com\/wp-content\/uploads\/2024\/05\/EMV-vs-NFC-Payments_-Whats-the-Difference_-Thumb-Image-300x238.jpg\" alt=\"\" width=\"470\" height=\"373\" srcset=\"https:\/\/nfc-readers.com\/wp-content\/uploads\/2024\/05\/EMV-vs-NFC-Payments_-Whats-the-Difference_-Thumb-Image-300x238.jpg 300w, https:\/\/nfc-readers.com\/wp-content\/uploads\/2024\/05\/EMV-vs-NFC-Payments_-Whats-the-Difference_-Thumb-Image-1024x814.jpg 1024w, https:\/\/nfc-readers.com\/wp-content\/uploads\/2024\/05\/EMV-vs-NFC-Payments_-Whats-the-Difference_-Thumb-Image-768x611.jpg 768w, https:\/\/nfc-readers.com\/wp-content\/uploads\/2024\/05\/EMV-vs-NFC-Payments_-Whats-the-Difference_-Thumb-Image-15x12.jpg 15w, https:\/\/nfc-readers.com\/wp-content\/uploads\/2024\/05\/EMV-vs-NFC-Payments_-Whats-the-Difference_-Thumb-Image-600x477.jpg 600w, https:\/\/nfc-readers.com\/wp-content\/uploads\/2024\/05\/EMV-vs-NFC-Payments_-Whats-the-Difference_-Thumb-Image.jpg 1112w\" sizes=\"auto, (max-width: 470px) 100vw, 470px\" \/><\/p>\n<h2 class=\"auto-hide-last-sibling-br paragraph_4183d\"><span class=\"ez-toc-section\" id=\"The_Technological_Divide_Between_EMV_and_NFC\"><\/span><strong>S\u1ef1 kh\u00e1c bi\u1ec7t v\u1ec1 c\u00f4ng ngh\u1ec7 gi\u1eefa EMV v\u00e0 NFC<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div class=\"auto-hide-last-sibling-br paragraph_4183d\"><br class=\"container_4d911 non-select_4d911 auto-hide_4d911\" \/>S\u1ef1 kh\u00e1c bi\u1ec7t c\u01a1 b\u1ea3n n\u1eb1m \u1edf c\u00f4ng ngh\u1ec7 c\u1ed1t l\u00f5i c\u1ee7a t\u1eebng lo\u1ea1i: EMV l\u00e0 ti\u00eau chu\u1ea9n thanh to\u00e1n, trong khi NFC l\u00e0 ph\u01b0\u01a1ng th\u1ee9c giao ti\u1ebfp kh\u00f4ng d\u00e2y. Chip EMV \u0111\u01b0\u1ee3c nh\u00fang trong th\u1ebb t\u00edn d\u1ee5ng l\u01b0u tr\u1eef v\u00e0 b\u1ea3o v\u1ec7 d\u1eef li\u1ec7u ng\u01b0\u1eddi d\u00f9ng, trong khi NFC t\u1ea1o \u0111i\u1ec1u ki\u1ec7n thu\u1eadn l\u1ee3i cho vi\u1ec7c truy\u1ec1n th\u00f4ng tin thanh to\u00e1n kh\u00f4ng d\u00e2y.<\/div>\n<p>&nbsp;<\/p>\n<h2 class=\"auto-hide-last-sibling-br paragraph_4183d\"><span class=\"ez-toc-section\" id=\"Synergy_of_EMV_and_NFC_in_Payment_Security\"><\/span><strong>S\u1ef1 k\u1ebft h\u1ee3p c\u1ee7a EMV v\u00e0 NFC trong b\u1ea3o m\u1eadt thanh to\u00e1n<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div class=\"auto-hide-last-sibling-br paragraph_4183d\"><br class=\"container_4d911 non-select_4d911 auto-hide_4d911\" \/>\u0110\u01b0\u1ee3c xem nh\u01b0 c\u00e1c c\u00f4ng c\u1ee5 ri\u00eang bi\u1ec7t, v\u1edbi EMV theo truy\u1ec1n th\u1ed1ng li\u00ean k\u1ebft v\u1edbi b\u1ea3o m\u1eadt th\u1ebb t\u00edn d\u1ee5ng v\u00e0 NFC li\u00ean k\u1ebft v\u1edbi l\u0129nh v\u1ef1c thanh to\u00e1n di \u0111\u1ed9ng, c\u00e1c giao th\u1ee9c n\u00e0y ho\u1ea1t \u0111\u1ed9ng ph\u1ed1i h\u1ee3p v\u1edbi nhau \u0111\u1ec3 t\u0103ng c\u01b0\u1eddng b\u1ea3o m\u1eadt v\u00e0 c\u1ea3i thi\u1ec7n tr\u1ea3i nghi\u1ec7m thanh to\u00e1n t\u1ed5ng th\u1ec3. S\u1ef1 hi\u1ec7p l\u1ef1c c\u1ee7a ch\u00fang th\u1ec3 hi\u1ec7n r\u00f5 trong vi\u1ec7c t\u1ea1o ra m\u1ed9t c\u1ea7u n\u1ed1i an to\u00e0n gi\u1eefa d\u1eef li\u1ec7u thanh to\u00e1n c\u1ee7a kh\u00e1ch h\u00e0ng v\u00e0 h\u1ec7 th\u1ed1ng \u0111i\u1ec3m b\u00e1n h\u00e0ng.<\/div>\n<p>&nbsp;<\/p>\n<h2 class=\"auto-hide-last-sibling-br paragraph_4183d\"><span class=\"ez-toc-section\" id=\"The_Operational_Dynamics_of_EMV_versus_NFC\"><\/span><strong>\u0110\u1ed9ng l\u1ef1c ho\u1ea1t \u0111\u1ed9ng c\u1ee7a EMV so v\u1edbi NFC<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div class=\"auto-hide-last-sibling-br paragraph_4183d\"><br class=\"container_4d911 non-select_4d911 auto-hide_4d911\" \/>Trong khi NFC mang l\u1ea1i s\u1ef1 d\u1ec5 d\u00e0ng v\u00e0 t\u1ed1c \u0111\u1ed9 trong thanh to\u00e1n th\u00f4ng qua kh\u1ea3 n\u0103ng giao ti\u1ebfp kh\u00f4ng ti\u1ebfp x\u00fac, EMV mang \u0111\u1ebfn m\u1ed9t l\u1edbp b\u1ea3o m\u1eadt m\u1ea1nh m\u1ebd th\u00f4ng qua m\u00e3 th\u00f4ng b\u00e1o d\u1eef li\u1ec7u, b\u1ea3o v\u1ec7 th\u00f4ng tin trong qu\u00e1 tr\u00ecnh truy\u1ec1n t\u1ea3i. EMV x\u00e1c minh t\u00ednh x\u00e1c th\u1ef1c c\u1ee7a th\u1ebb t\u1ea1i \u0111i\u1ec3m giao d\u1ecbch, trong khi NFC \u0111\u1ea9y nhanh qu\u00e1 tr\u00ecnh thanh to\u00e1n m\u00e0 kh\u00f4ng c\u1ea7n ti\u1ebfp x\u00fac v\u1eadt l\u00fd.<\/div>\n<p>&nbsp;<\/p>\n<h2 class=\"auto-hide-last-sibling-br paragraph_4183d\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Ph\u1ea7n k\u1ebft lu\u1eadn<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div class=\"auto-hide-last-sibling-br paragraph_4183d\"><br class=\"container_4d911 non-select_4d911 auto-hide_4d911\" \/>M\u1eb7c d\u00f9 EMV v\u00e0 NFC c\u00f3 th\u1ec3 b\u1ecb hi\u1ec3u l\u1ea7m l\u00e0 c\u00e1c th\u1ef1c th\u1ec3 ri\u00eang bi\u1ec7t, nh\u01b0ng th\u1ef1c t\u1ebf ch\u00fang l\u00e0 c\u00e1c c\u00f4ng ngh\u1ec7 li\u00ean k\u1ebft v\u1edbi nhau gi\u00fap b\u1ea3o v\u1ec7 v\u00e0 h\u1ee3p l\u00fd h\u00f3a quy tr\u00ecnh thanh to\u00e1n. Khi s\u1eed d\u1ee5ng th\u1ebb chip v\u00e0 m\u00e3 PIN, EMV b\u1ea3o m\u1eadt d\u1eef li\u1ec7u c\u1ee7a b\u1ea1n khi b\u1ea1n nh\u00fang ho\u1eb7c ch\u1ea1m, trong khi NFC h\u1ed7 tr\u1ee3 ch\u1ee9c n\u0103ng ch\u1ea1m \u0111\u1ec3 ho\u00e0n t\u1ea5t nhanh ch\u00f3ng. M\u1eb7t kh\u00e1c, thanh to\u00e1n di \u0111\u1ed9ng ch\u1ec9 d\u1ef1a v\u00e0o NFC v\u00e0 k\u1ebft h\u1ee3p c\u00e1c bi\u1ec7n ph\u00e1p b\u1ea3o m\u1eadt d\u00e0nh ri\u00eang cho thi\u1ebft b\u1ecb \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o h\u1ec7 sinh th\u00e1i giao d\u1ecbch \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7.<\/div>","protected":false},"excerpt":{"rendered":"<p>Gi\u1edbi thi\u1ec7u Trong l\u0129nh v\u1ef1c giao d\u1ecbch an to\u00e0n, EMV v\u00e0 NFC n\u1ed5i b\u1eadt nh\u01b0 nh\u1eefng kh\u00eda c\u1ea1nh ri\u00eang bi\u1ec7t nh\u01b0ng b\u1ed5 sung cho nhau c\u1ee7a thanh to\u00e1n hi\u1ec7n \u0111\u1ea1i. M\u1eb7c d\u00f9 c\u1ea3 hai \u0111\u1ec1u \u0111\u00f3ng vai tr\u00f2 then ch\u1ed1t trong vi\u1ec7c t\u0103ng c\u01b0\u1eddng b\u1ea3o m\u1eadt giao d\u1ecbch v\u00e0 tr\u1ea3i nghi\u1ec7m c\u1ee7a ng\u01b0\u1eddi d\u00f9ng, nh\u01b0ng ch\u00fang \u0111\u01b0\u1ee3c x\u00e2y d\u1ef1ng tr\u00ean c\u00e1c nguy\u00ean t\u1eafc c\u00f4ng ngh\u1ec7 kh\u00e1c nhau v\u00e0 \u0111\u00f3ng vai tr\u00f2 ri\u00eang trong quy tr\u00ecnh thanh to\u00e1n. S\u1ef1 ph\u00e2n chia c\u00f4ng ngh\u1ec7 gi\u1eefa EMV v\u00e0 NFC C\u01a1 b\u1ea3n [\u2026]","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2493","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/nfc-readers.com\/vi\/wp-json\/wp\/v2\/posts\/2493","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nfc-readers.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nfc-readers.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nfc-readers.com\/vi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nfc-readers.com\/vi\/wp-json\/wp\/v2\/comments?post=2493"}],"version-history":[{"count":1,"href":"https:\/\/nfc-readers.com\/vi\/wp-json\/wp\/v2\/posts\/2493\/revisions"}],"predecessor-version":[{"id":2495,"href":"https:\/\/nfc-readers.com\/vi\/wp-json\/wp\/v2\/posts\/2493\/revisions\/2495"}],"wp:attachment":[{"href":"https:\/\/nfc-readers.com\/vi\/wp-json\/wp\/v2\/media?parent=2493"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nfc-readers.com\/vi\/wp-json\/wp\/v2\/categories?post=2493"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nfc-readers.com\/vi\/wp-json\/wp\/v2\/tags?post=2493"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}